Good day reader! Chances are you are here because you do not know how to get in touch with the people you owe. Our collection agency receives many calls a day from people trying to figure out who they owe, and how they can pay (Sad because I want to process their payments and make 30% hehe). I cannot do that though, but I do help!
STEP ONE: Go to https://www.creditkarma.com/
STEP TWO: FIGURE OUT THE NAME OF THE COLLECTION AGENCY YOU OWE. (IF IT ISN’T ON CREDIT KARMA, GO TO https://www.annualcreditreport.com/index.action.)
STEP THREE: Call the collection agency to discuss the debt. Maybe ask for verification of the debt via email or mail so you can validate that it is real. Or if you remember the debt and want to handle it, just pay it.
You should also ask for a paid in full letter or a receipt to provide to the credit bureaus if the collection agency doesn’t take it off your credit.
Super short article, but some people needed the info according to the amount of calls we get asking about it.